Creditter

The Creditter app provides an online borrowing solution for users seeking quick access to funds. The process aims for efficiency, allowing for loan approvals and fund transfers to a card within an estimated 5 minutes.

Advantages of obtaining an online loan through Creditter include:

• Instant decision-making with funds transferred directly to the account.
• Registration requires only a Russian passport and approximately 5-10 minutes of time.
• The total cost of the loan is disclosed upfront.
• 24/7 availability, including holidays and weekends.
• Support available via chat and telephone at all hours.

The application allows users to:

• Request an urgent loan up to 80,000 rubles.
• Attach necessary documents to their profile.
• Check the status of their loan application.
• Repay existing loans.
• Request extensions on current loans.
• Inquire with customer support.

Loan terms include:

• Minimum loan term: 61 calendar days (2 months).
• Maximum loan term: 180 calendar days (6 months).
• Maximum interest rate: 365% per annum (1% daily).
• Total loan cost: 365% per annum.

Example of loan cost calculation:

A loan of 54,000 rubles over 3 months results in a monthly payment of approximately 29,908.09 rubles. The total cost of the loan would be 36,173 rubles, reflecting the interest accrued based on an annuity payment formula. The total repayment amount would be 90,173 rubles (54,000 rubles principal + 36,173 rubles interest).

In cases of non-compliance with the loan agreement terms (such as delayed repayment), the lender reserves the right to charge the client a penalty of 20% per annum on the overdue principal amount for the corresponding period of violation.

Borrower requirements include:

• Citizenship of the Russian Federation.
• Age over 21 years.

The company operated as ООО МКК «Кредиттер» (OGRN: 1197746100530) offers round-the-clock service from its location in Moscow:

105064, Moscow, Municipal District Basmanny, Nizhny Susalny Lane, Building 5, Block 17

Official website

Customer support